Current Credit Card Transfer Bonuses (March 2025)

This guide tracks all current credit card transfer bonuses across major flexible points programs. Transfer bonuses are one of the best ways to maximize your points, as they can provide significantly more airline miles or hotel points during promotional periods. For example, a 30% transfer bonus means 100,000 credit card points would become 130,000 airline miles instead of the standard 100,000 – effectively giving you 30,000 free miles just by timing your transfer strategically.

These bonuses can substantially reduce the number of points needed for awards. A business class ticket that normally costs 100,000 miles would require only 77,000 credit card points during a 30% transfer bonus promotion. When combined with sweet spot award redemptions, transfer bonuses can help you book premium cabin flights and luxury hotel stays for significantly fewer points.

Programs covered in this guide:

• American Express Membership Rewards
• Chase Ultimate Rewards
• Capital One Miles
• Citi ThankYou Points

Each transfer bonus listing includes the bonus percentage, end date, standard transfer ratio, and ratio with the bonus applied. For strategies on maximizing transfer bonuses and step-by-step transfer instructions, see our complete guide on how to transfer credit card points to transfer partners.

This page is regularly updated as new transfer bonuses are announced and existing ones expire.

Current Transfer Bonuses

Last updated: March 18, 2025. Transfer bonuses change frequently – always verify current offers with your card issuer.

American Express 

Qatar Airways Avios: 20% bonus through March 31, 2025 (1,000 points = 1,200 Qatar Avios). Note: You can transfer Qatar Avios to other Avios programs, including British Airways, Iberia, Aer Lingus , or Finnair.

Chase 

Marriott Bonvoy: 50% bonus through March 31, 2025 (1,000 points = 1,500 Bonvoy points).

British Airways Avios: 20% bonus through March 31, 2025 (1,000 points = 1,200 Avios).

Aer Lingus Avios: 20% bonus through March 31, 2025 (1,000 points = 1,200 Avios).

Iberia Avios: 20% bonus through March 31, 2025 (1,000 points = 1,200 Avios).

Capital One 

There are currently no active Capital One Miles transfer bonuses

Citi

Avianca LifeMiles: 25% bonus through April 12th (1,000 points = 1,250 LifeMiles).

Table of All Current Transfer Bonuses

Bank	Transfer Partner	Bonus	End Date	Standard Ratio	Bonus Ratio
Chase	Marriott Bonvoy	50%	3/31/2025	1:1	1:1.5
Chase	British Airways Avios	20%	3/31/2025	1:1	1:1.2
Chase	Aer Lingus Avios	20%	3/31/2025	1:1	1:1.2
Chase	Iberia Avios	20%	3/31/2025	1:1	1:1.2
Citi	Avianca LifeMiles	25%	4/12/2025	1:1	1:1.25
Amex	Qatar Avios	20%	3/31/2025	1:1	1:1.2

Key Takeaways

Transfer bonuses are one of the most effective ways to maximize your credit card points. Here are the key points to remember when leveraging these promotions:

• Always have a redemption in mind and confirm award availability before transferring, as point transfers are irreversible.
• Transfer bonuses can significantly boost your points value, effectively discounting award travel.
• Most transfer bonuses are announced with little advance notice and run for limited time periods.
• Some programs offer transfer bonuses multiple times per year to the same partners.
• Multiple programs sometimes offer bonuses to the same partner simultaneously – always compare rates across programs before transferring.
• Transfer times vary significantly by program – check expected transfer times before making time-sensitive bookings.

Bookmark this page and check back regularly for updates – I maintain this list as new transfer bonuses are announced and existing ones expire. For notifications about new transfer bonuses, subscribe to our newsletter.